What Are My Financial Assistance Options for Chandler Assisted Living?
Those in need of assisted living deserve to get the best of care, in a community that offers a beautiful location and highly trained, professional staff. Safety should be a top priority, along with enrichment, including game rooms and a great library. Residents need to be able to relax in the outdoors, enjoy watching movies together, and remain active while receiving any assistance they might need.
Top-quality care should be available to everyone, regardless of their income level. That’s why Solterra Senior Living, one of the top Chandler assisted living communities, accepts several different forms of financial aid.
For those who have served their country in the armed forces, the VA act may be able to help secure assisted living benefits. If you have never applied for VA benefits before, you should begin by determining your eligibility. Needless to say, you must have served in the armed forces of the United States (usually, for at least 24 months) and been discharged honorably.
It’s easier to receive benefits if you meet certain criteria, such as, you have a disability that resulted from something that occurred in the line of duty, you receive or are eligible for Medicaid benefits, you have received a Purple Heart or a Medal of Honor, or you have formerly been a Prisoner of War (POW).
You can apply for benefits online through the government’s VA website. If you need help filling out your application, a toll-free number is available.
Long-Term Care Insurance
Financial aid for Chandler assisted living is also available in the form of long-term care insurance. Long-term care insurance differs from traditional health insurance in that it’s specifically intended to help pay for assisted living communities and similar modes of care. It covers things not covered by standard health insurance plans. These days, as people are living longer than ever, it has become imperative that everyone has a plan in place should they require some type of assistance as they age.
Searching for long-term care insurance can begin as part of your regular retirement planning. It should happen between the ages of 45 and 55, although, of course, you can also opt in when you’re older. You will pay into the system monthly and then be able to utilize your benefits when care is required. The older you are when you begin to pay into the system, the more expensive your premiums will be.
Becoming eligible for benefits usually results when you are determined by a medical professional to be unable to do at least two of the “activities of daily living.” These include:
- Dressing oneself
- Using the toilet
- Preparing and eating meals
- Transitioning in and out of bed
You can purchase long-term care insurance directly from an insurance company. It’s also sometimes offered through your place of work. You will want to shop around, getting quotes from several companies before making your final decision. It’s also a good idea to speak with an insurance agent about your plans in order to make the best choice financially speaking.